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Switch your homeloan
Get a better deal on your bond with one of SA’s leading home loan providers.
call me back

 

Switch your bond in 3 simple steps

Apply for a new home loan with us and we’ll provide a personalised interest rate and also save you time by getting you online insurance quotes for your home and home contents. Let us know when you’re ready to switch.

What you can get with us

Personalised rates

Get a personalised interest rate

Interest rate reduction

Move your transactional account with your bond and pay prime minus 0.25%

Trusted expertise

Benefit from leading industry experts and the backing of the largest bank in Africa

Bond management

Access all your documents, account details and payments in one place with our digital banking channels

Personalised rates

Get a personalised interest rate

Interest rate reduction

Move your transactional account with your bond and pay prime minus 0.25%

Trusted expertise

Benefit from leading industry experts and the backing of the largest bank in Africa

Bond management

Access all your documents, account details and payments in one place with our digital banking channels





How to switch
  • Apply to switch your bond: ·
    • As an individual
    • Jointly with spouse or partner
    • As a trust or business
       
  • Cancel your existing bond
    If you're happy with our offer, give your bank 90 days' notice of cancellation.
     
  • Check your insurance
    Cancelling your existing bond may cancel your insurance with the bank. If this happens, you'll need new building cover for your new home loan period.
How to apply
  • You can: ·
    • Send a call me back
    • Call 0860 500 000 between 8am and 5pm during the week
       
  • You will need: ·
    • A South African ID*
    • Your latest payslip/s*
    • A list of monthly expenses*
    • Your property details

*If you’re applying jointly, you’ll need the documents from all parties./li>

  • How to switch
  • How to apply
  • Apply to switch your bond: ·
    • As an individual
    • Jointly with spouse or partner
    • As a trust or business
       
  • Cancel your existing bond
    If you're happy with our offer, give your bank 90 days' notice of cancellation.
     
  • Check your insurance
    Cancelling your existing bond may cancel your insurance with the bank. If this happens, you'll need new building cover for your new home loan period.
  • You can: ·
    • Send a call me back
    • Call 0860 500 000 between 8am and 5pm during the week
       
  • You will need: ·
    • A South African ID*
    • Your latest payslip/s*
    • A list of monthly expenses*
    • Your property details

*If you’re applying jointly, you’ll need the documents from all parties./li>

We also offer
PER Insurance Building Insurance Product Detail
Building insurance

Get cover for structural damage caused by fire, storms, theft or burst geysers.

PER Insurance Home Loan Protection Plan Product Detail
Home loan protection plan

If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.

PER Insurance Home Contents Insurance Product Details V2
Home contents insurance

How much do you value the contents of your home?

A burglary, fire or storm could take it all away.

Let us help you protect all your hard work with the right cover that suits your needs.